Plans for Employer Groups
Blue Cross Blue Shield of Arizona (BCBSAZ) offers employer groups many flexible
choices that include PPO, HMO, consumer-directed
health plans, dual options and dental plans – choices that can accommodate practically any employer's
budget.
Download
the plan comparison grid [PDF] for an at-a-glance description of BCBSAZ group
plans, or click on the plan summary of any plan you'd like to know more about.
Traditional Health Plans (PPO & HMO)
|
Product Name |
Plan Type |
Deductible |
Copay |
Coinsurance |
Plan Information |
|
BluePreferred
|
PPO |
$100 |
N.A. |
90% / 70% |
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$100 |
$15 / $25
|
90% / 70% |
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$250
|
$15 / $25
|
80% / 60% |
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$250
|
$15 / $25
|
90% / 70%
|
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$500
|
$15 / $25
|
80% / 60% |
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$500 |
$15 / $25
|
90% / 70%
|
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$1,000
|
$25 / $35 |
80% / 50% |
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$1,500
|
$25 / $40 |
100% / 50% |
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$2,000
|
N.A. |
100% / 50% |
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$2,000
|
$25 / $35
|
80% / 50% |
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$2,500
|
$25 / $40
|
100% / 50% |
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$5,000
|
N.A. |
100% / 50% |
Plan Summary [PDF] |
|
BluePreferred
|
PPO |
$5,000
|
$25 / $40 |
100% / 50% |
Plan Summary [PDF] |
|
BlueEssential
|
PPO |
$1,000
|
$25 / $50 |
70% / 50% |
Plan Summary [PDF] |
|
BlueEssential
|
PPO |
$2,000
|
$25 / $50 |
70% / 50% |
Plan Summary [PDF] |
|
BlueEssential
|
PPO |
$3,000
|
$25 / $50 |
70% / 50% |
Plan Summary [PDF] |
|
BlueEssential
|
PPO |
$5,000
|
$25 / $50 |
70% / 50% |
Plan Summary [PDF] |
|
BlueEssential
|
PPO |
$10,000
|
$25 / $50 |
70% / 50% |
Plan Summary [PDF] |
|
BlueSolutions*
|
PPO |
$2,500
|
$35**
|
70% / 50% |
Plan Summary [PDF] |
|
BlueSolutions*
|
PPO |
$5,000
|
$35**
|
70% / 50% |
Plan Summary [PDF] |
|
BluePreferred Basic
|
PPO |
$1,500
|
$25** |
80% / 50% |
Plan Summary [PDF] |
|
BluePreferred Basic
|
PPO |
$2,500
|
$30** |
80% / 50% |
Plan Summary [PDF] |
|
BluePreferred Basic
|
PPO |
$5,000
|
$35** |
80% / 50% |
Plan Summary [PDF] |
|
BluePreferred Basic
|
PPO |
$10,000
|
$40** |
80% / 50% |
Plan Summary [PDF] |
|
BlueSelect |
HMO |
N.A. |
$10 / $20 |
N.A. |
Plan Summary [PDF]
|
|
BlueSelect |
HMO |
N.A. |
$20 / $30 |
N.A. |
Plan Summary [PDF] |
*Available only to employer groups of 2-50 eligible employees. Employer groups are eligible for BlueSolutions only if they have been uninsured for a minimum of six (6) months prior to the effective date of BlueSolutions.
**Copay applies to in-network primary care physician office services only. Deductible and coinsurance apply to specialist office services.
HSA-Eligible Health Plans (Health Savings Accounts)
The following BluePreferred Saver products can be used in conjunction with a Health
Savings Account (HSA).
Learn more about the benefits
of Health Savings Accounts (HSAs)
|
Product Name |
Plan Type |
Deductible |
Copay |
Coinsurance |
Plan Information |
|
BluePreferred Saver
|
PPO
|
$1,500
|
N.A.
|
80% / 50%
|
Plan Summary [PDF] |
|
BluePreferred Saver
|
PPO
|
$1,500
|
N.A.
|
100% / 50%
|
Plan Summary [PDF] |
|
BluePreferred Saver
|
PPO
|
$2,600
|
N.A.
|
80% / 50%
|
Plan Summary [PDF] |
|
BluePreferred Saver
|
PPO
|
$2,600
|
N.A.
|
100% / 50%
|
Plan Summary [PDF] |
|
BluePreferred Saver
|
PPO
|
$5,000
|
N.A.
|
100% / 50%
|
Plan Summary [PDF] |
Dual Options
Dual options provide more choice to your employees by offering two levels of plans. The employee can choose from a lower–premium, higher–deductible plan or purchase a higher–premium, lower–deductible plan if it better suits their needs. Employer groups can offer any two BluePreferred, BluePreferred Basic, BluePreferred Saver or BlueSelect plans as dual options, except plans with the same deductible.
BluePreferred Dental Plans
Dental health is more important than you may think. Studies show that dental health has a major impact on an individual's overall health and wellness. That means if you're looking to improve the health of your employee population, providing medical coverage may not be enough. And most importantly, dental coverage matters to your employees.
|
BluePreferred Dental Plan |
Individual Deductible |
Calendar Year Maximum |
Group Size (number of eligible employees) |
Plan Information |
|
Plan 1A
|
$50 |
$500 |
2 or more
|
Plan Summary [PDF]
|
|
Plan 2A |
$50 |
$500 |
2 or more |
Plan Summary [PDF] |
|
Plan 3A
|
$100 |
$1,000 |
2 or more
|
Plan Summary [PDF]
|
|
Plan 4A |
$100 |
$1,500 |
10 or more |
Plan Summary [PDF] |
|
Plan 5A
|
$50 |
$1,000 |
2 or more
|
Plan Summary [PDF]
|
|
Plan 5P |
$50 |
$1,000 |
2 or more |
Plan Summary [PDF] |
|
Plan 6A
|
$50 |
$1,500 |
10 or more
|
Plan Summary [PDF]
|
|
Plan 6P |
$50 |
$1,500 |
10 or more |
Plan Summary [PDF] |
|
Plan 7A
|
$25 |
$2,000 |
10 or more
|
Plan Summary [PDF]
|
|
Plan 7P |
$25 |
$2,000 |
10 or more |
Plan Summary [PDF] |
Enhance the value of your employees' dental benefits by offering orthodontia coverage. Eight of our dental plans can be matched with any of the six orthodontia riders listed below, giving you the ability to customize the right plan for your employees.
|
BluePreferred Dental Plan Orthodontia Rider |
Child Only or Adult & Child |
Lifetime Maximum |
Group Size (number of enrolled employees) |
Plan Information |
|
Rider 1
|
Child Only |
$1,000 |
10 or more
|
Plan Summary [PDF]
|
|
Rider 2 |
Child Only |
$1,500 |
10 or more |
Plan Summary [PDF] |
|
Rider 3
|
Child Only |
$2,000 |
10 or more
|
Plan Summary [PDF]
|
|
Rider 4 |
Adult & Child |
$1,000 |
10 or more |
Plan Summary [PDF] |
|
Rider 5
|
Adult & Child |
$1,500 |
10 or more
|
Plan Summary [PDF]
|
|
Rider 6 |
Adult & Child |
$2,000 |
10 or more |
Plan Summary [PDF] |